Preparing Financial Budgets 

Every year end there is anxiety when the Minister of Finance presents the national budget proposal in Parliament for the following or ensuing year. If approved this budget proposal becomes

Share
Managing Business Working Capital 

During periods of economic uncertainty a business should prioritise its survival. In the current situation there is global uncertainty brought about by the COVID-19 pandemic. Some of the challenges emanating

Share
Covid 19 Induced Contractual Risks 

Globally the COVID-19 pandemic is wreaking havoc in many ways. These include loss of life, reduced economic activity and pressure on the health delivery system. On the business front local

Share
Covid-19 And the Way Forward for Business 

I am sure we are all now familiar with COVID-19 and its global disruptions and destruction. No doubt the pandemic is causing untold suffering and loss of precious lives globally.

Share
Contract Of Sale  

Contract of sale  A contract of sale, also known as sale and purchase agreement, is an agreement for the purchase by one party, known as the buyer or purchaser, of

Share
Contract Of Sale  

Contract of sale  A contract of sale, also known as sale and purchase agreement, is an agreement for the purchase by one party, known as the buyer or purchaser, of

Share
Due Diligence  

What is a due diligence?  Due diligence is common practice in the business world and comes in various scopes. This article seeks to give some insights into a due diligence

Share
Joint Ventures 

Joint venture  In a joint venture (“JV”) two or more parties, usually investors or existing businesses, join hands for purposes of carrying a business for mutual benefit. A joint venture

Share
Safeguarding Individual and Family Assets and Investments

One way or the other we all have assets or investments, regardless of the form or value. I have read, listened to or been asked to advise on how best

Share
Safeguarding Assets and Investments 

Many people have assets or investments of different forms or values. Of major interest are immovable properties and shareholding in businesses.   Immovable properties may include the matrimonial or family home,

Share